Having choices is important in investing.
We believe investors’ plans should change as their lifestyles and needs do. We offer our investors an extensive array of investment alternatives and services.
Financial Planning
Remaining sensitive to the changing needs of our clients, we keep a watchful eye on today’s complex financial marketplace. And we offer a comprehensive selection of investment alternatives to help meet clients’ evolving needs. The advisors at The Hajdari Group are also a leader in providing fee-based alternatives to traditional commission transactions, with extensive experience in fee-based planning.
401(k) Rollover
Once you leave your company, you must decide what to do with your 401(k) plan assets. Knowing your distribution options and how they will affect your retirement savings is very important to your overall retirement plan. Consolidating your retirement savings into a Rollover IRA may be a good choice for you if you’ve recently changed jobs or retired.
Retirement Planning
You’re here because you know the person that matters most in your retirement planning is you. And no matter what stage you’re in – early in your career, actively contemplating retirement or already retired – we’re here to help.
College Planning
Before your child was even born, you were planning. What will we name him? What color should we paint her room? What is the best childcare alternative? But with all the demands and decisions that new parents face, one important aspect is often unintentionally overlooked in those early stages – college. However, with tuition rates rising, it should be at the top of every parent’s planning list … no matter what the child’s age.
Asset Allocation
Over the past 20 years, asset allocation has increasingly become the foundation of individual as well as institutional investment portfolios. Yet, while many people are familiar with the concept, not all fully understand what it means to them and their investments.
Estate Planning
Few things give investors more confidence than knowing that the assets they have worked so hard to accumulate over the years are protected from estate taxes and preserved for their heirs. They are entitled to know that they have control over what happens to their estates when they die. Whether it’s providing income for a spouse, educating children or grandchildren, or leaving money to a favorite charity, we all want to know that the proceeds from our estates will be used to fulfill our wishes.
Insurance and Annuities
Because insurance protects you from the unexpected, it plays a crucial role in your comprehensive financial plan. The Hajdari Group provides a wide array of quality insurance alternatives that can offer an important layer of safety for you, your family and your business.
Stock Options
Your firm has recognized the contributions you have made to its performance and success by granting you options to purchase company stock. Representing more than your company’s respect for you as a valued employee, stock options can help you develop a meaningful investment portfolio quickly… often with substantial gain.
Stocks
Every day, millions of people trade stock in markets around the world. But what does it actually mean to own stock? For many, it simply represents a dream of financial gain. But stocks are much more than investments. They allow companies to expand business overseas, build new buildings, create more jobs, offer better pay and conduct life-saving research.
Tax Planning
Careful planning throughout the year can assist you in reducing the taxes you pay – as well as help you achieve your financial goals. This brief guide provides a basic overview of some of the tax rates, credits, deductions and related considerations that may apply to you.
Employer 401(k) Plans
As an employer and sponsor of a 401(k) plan, your company shoulders a major responsibility. You must listen to the needs of your employees and then select the appropriate service provider(s) at a reasonable cost, determine the optimal plan design provisions, choose and monitor investments, keep up with legislative changes, ensure your plan is administered properly, and educate and inform plan participants.
